This is what the typical coverage looks like to protect your boat. One of Florida’s favorite pastimes is weekend boating with family and friends. Just look at Haulover Sandbar in Miami, and you’ll see hundreds of boats every weekend, with people dancing, eating, and swimming—simply enjoying themselves.
It’s also not uncommon to see a boat in the driveway of Hialeah homes. A good friend claims that Hialeah has the world’s highest concentration of land-based ships. However, he needs to mention that many of them hit the water on weekends.
Remember boat insurance if you’re considering owning your boat. While it’s not legally required in Florida, if you finance your boat through a loan, the lender typically requires insurance while paying back the borrowed money. Additionally, some marinas require proof of insurance to allow you to use their facilities. You might be a skilled captain, but hundreds of people navigating our shores could be more adept at handling these vessels and could cause a costly accident.
A typical boat insurance policy provides coverage for damage to the boat and personal property, liability coverage for damage to third parties, medical coverage for you and your passengers if injured, coverage to protect you from uninsured boat owners, and towing coverage in case of breakdowns when you need to be towed.
There are other coverages that a Univista Insurance specialist would be happy to discuss with you. As for the policy price, we won’t be able to go into specifics because it depends on the type of boat, the manufacturing date, the purchase price, the motor’s horsepower, its usage, and where it’s stored.
So, if you want to cruise with your boat full of gorgeous youngsters every Saturday, take the precaution of having the right insurance. And if you’re savvy, you’ve probably noticed that Univista Insurance offers the cheapest coverage in all of Florida. This is what the typical coverage looks like to protect your boat.
Give us a call today for a comprehensive assessment! 305-728-2088. You can also get a free quote here.
